504lending.com

SBA 504 Rates as of July 2025

Close with Confidence This Summer—TCM Has You Covered

Summer’s a great time to keep your 504 pipeline moving—and TCM is here to help you do just that. We make SBA 504 lending straightforward with low, fixed rates and a team known for seamless, reliable closings.

No stress. No surprises. Just results.

Why SBA Lending Works for Your Clients:
SBA 504 loans offer a powerful combination of long-term, fixed-rate financing and low borrower equity requirements—just 10% down in many cases. That means more buying power for your clients and a smarter way to grow their businesses, while you grow your portfolio.

With decades of SBA expertise and a lender-first approach, TCM is your go-to partner for navigating the process and structuring deals that close smoothly and quickly.

☀️ Have a deal in the works—or need a second set of eyes on structure?
Let’s talk. Our team is here to help you close with confidence.

Let’s make this a summer of smart lending and successful closings.

A Rainy Day at the Ballpark- Still a Home Run!

We had a great time at the St. Paul Saints game, even with a little rain in the mix. It was a fun time catching up over lunch and enjoying the afternoon with a fantastic group of colleagues and partners.

Big thanks to everyone who joined us despite the weather—we’re already looking forward to the next event!


Meet Your Expert Team

Debby Gustafson

Sheil Nelson

Mike Kinderman

Michael Kinninger

We’re here to support you in making the most of the 504 loan program—for both your clients and your team. Whether you want to explore a project idea or talk through a deal structure, feel free to reach out by phone or email anytime. 

Debby Gustafson
651.302.7234
 
debby.gustafson@tcmcdc.com 

Angie Way
651.302.7228
 
angie.way@tcmcdc.com

Sheil Nelson
651.302.7226
 sheil.nelson@tcmcdc.com

Rachel Edgar
651.302.7225
 
rachel.edgar@tcmcdc.com

Mike Kinderman
651.302.7239
 mike.kinderman@tcmcdc.com

Samantha Horab
651.302.7232
 
samantha.horab@tcmcdc.com

Michael Steck
651.302.7233
  
michael.steck@tcmcdc.com

Michael Kinninger
651.302.7240
 
michael.kinninger@tcmcdc.com 

Heidi Pautsch
651.302.7227
 
heidi.pautsch@tcmcdc.com

About Us

TCM has been a leader in SBA 504 financing since its inception in 1990. TCM provides SBA 504 lending throughout the state of Minnesota and select counties in Wisconsin including Polk, Barron, St. Croix, Dunn, Pierce, Pepin, Buffalo, Trempealeau, and LaCrosse.

For more information about TCM and the SBA 504 financing tool, visit www.504lending.com.

Copyright (C) 2025 Twin Cities Metro CDC. All rights reserved.

Our mailing address is:
Twin Cities Metro CDC
3495 Vadnais Center Dr.
Vadnais Heights, MN 55110

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